Savings calculator

Which solar model saves you the most? Compare in 2 minutes.

Rooftop Solar PPA, CAPEX, Group Captive and Open Access — side by side for your bill.

Get an actual quotation from your electricity bill

Upload your latest DISCOM bill. We read your load, units, tariff and bill amount and prepare a quotation instantly. Add your roof area below for accurate sizing.

Read from electricity bills
Upload one or more DISCOM bills (PDF or photo, up to 12) — several months or several meters.

Your facility

₹15.00 L
₹5 L₹50 L
Estimated from bill ÷ tariff — upload bills for the exact total
Effective load: 1,350 kW · 1,66,667 kWh/month estimated

Base rate, excluding surcharge and cess

4%
Commercial & regulatory assumptions

Asset economics

Rooftop OPEX / BOOT

5% refundable deposit. With handover, deposit returns at expiry and the client pays O&M thereafter. Without handover, the PPA is assumed renewed on the same discount through Year 25; deposit returns then.

Group Captive equity

Open-access delivered charges

Illustrative state-neutral assumptions, not a tariff quote or tax opinion. 40% is normal WDV depreciation under Section 32, not additional depreciation. Eligibility, commissioning date, taxable profits, 115BAA conditions and current state OA charges require professional validation. Captive ownership/consumption are aggregate annual SPV tests, not a requirement that this facility consume 51% of its own demand.

27-year investment horizon

Four routes. One decision.

After-tax customer economics · unlevered
Recommended route: Group Captive

Highest positive after-tax NPV among feasible routes at the selected discount rate.

Owned asset

Rooftop CAPEX

800 kWp

58.4% of annual consumption

Plant CAPEX
₹3.60 Cr
SPV equity
₹0
Refundable deposit
₹0
Total initial cash
₹3.60 Cr
27-year asset LCOE
₹4.39/kWh
27-year levelized cost
₹4.39/kWh
Customer investment IRR
26.6%
After-tax payback
3.7 yrs
Year 1 AD tax shield
₹43.20 L
NPV @ 10%
₹5.56 Cr

27-year net cash savings

₹26.21 Cr

Benchmarks only: LCOE ₹2.80–3.20, IRR 28–36%, payback 3–4 yrs. Actual results are calculated, not forced.
Onsite · Capital light

Rooftop OPEX / BOOT

800 kWp

58.4% of annual consumption

Plant CAPEX
₹0
SPV equity
₹0
Refundable deposit
₹18.00 L
Total initial cash
₹18.00 L
Year 1 delivered tariff
₹6.75/kWh
27-year levelized cost
₹4.75/kWh
Customer investment IRR
108.2%
After-tax payback
1 yrs
Year 1 AD tax shield
₹0
NPV @ 10%
₹5.48 Cr

27-year net cash savings

₹24.77 Cr

25% grid discount · 7-year initial term · ₹0 handover
Recommended Route

Group Captive

1,350 kWp

94.6% of annual consumption

Plant CAPEX
₹0
SPV equity
₹1.58 Cr
Refundable deposit
₹0
Total initial cash
₹1.58 Cr
Year 1 delivered tariff
₹5.65/kWh
27-year levelized cost
₹6.6/kWh
Customer investment IRR
36.4%
After-tax payback
3.2 yrs
Year 1 AD tax shield
₹0
NPV @ 10%
₹6.36 Cr

27-year net cash savings

₹30.42 Cr

Delivered reference ₹4.50–5.50/kWh. 26% ownership / 51% consumption tests apply annually.
Offsite · No equity

Third-Party Open Access

1,350 kWp

94.6% of annual consumption

Plant CAPEX
₹0
SPV equity
₹0
Refundable deposit
₹0
Total initial cash
₹0
Year 1 delivered tariff
₹7.11/kWh
27-year levelized cost
₹7.11/kWh
Customer investment IRR
N/A
After-tax payback
No investment
Year 1 AD tax shield
₹0
NPV @ 10%
₹6.25 Cr

27-year net cash savings

₹27.23 Cr

Bilateral tariff + losses + wheeling + STU + CSS + additional surcharge.

Cumulative net cash savings

₹ lakhs · Includes initial outflows, tax effects and deposit returns

Rooftop CAPEXRooftop OPEX / BOOTGroup CaptiveThird-Party Open Access

Saksham Powergen India

CFO Executive Brief

Group Captive · 1,350 kWp · 27-year evaluation

Customer investment IRR
36.4%
Levelized cost vs grid (Y1)
₹6.6/kWh / ₹9
27-year net savings
₹30.42 Cr
Year 1 AD tax shield
₹0

Capital & return

Initial cash ₹1.58 Cr: plant ₹0, SPV equity ₹1.58 Cr, refundable deposit ₹0. NPV ₹6.36 Cr at 10%. Year 1 net operating cash benefit ₹44.37 L.

Decision basis

Highest positive after-tax NPV among feasible routes at the selected discount rate. Selected brief: Group Captive. Subject to site and regulatory diligence.

  • • Equity is not assumed refundable; dividends and exit value excluded. Aggregate SPV tests must be verified annually.

Facility: monthly bill ₹15.00 L, grid ₹9/kWh, consumption 1,66,667 kWh/month (estimated from bill ÷ tariff), roof 80,000 sq ft, load 1,500 kVA (1,350 kW). Tax 30% base; grid escalation 4%; annual degradation 0.7%; generation 4 kWh/kWp/day; CAPEX ₹45,000/kWp; O&M 1.5% escalating 5%; Year 12 replacement 10%. Generator tariff ₹4.56; escalation 0%; losses 4%; wheeling ₹0.45, STU ₹0.35, other ₹0.1, CSS ₹1.5, AS ₹0.75/kWh; captive exemptions assumed verified. IRR is customer investment return, not developer PPA revenue return. LCOE is pre-tax discounted supply cost, not after-tax savings. Tax shield assumes sufficient taxable profits; ordinary WDV depreciation only. No debt, residual value, SPV dividends, replacement depreciation or roof lease costs modeled; charges held constant except stated escalation. Validate current state OA rules, equity proportionality and tax eligibility before committing.

Indicative decision memo · 13th Floor, Embassy 247 Park, HCC, LBS Road, Vikhroli West, Mumbai 400079

Annual cash-flow schedule · Group Captive
YearDelivered kWhGrid ₹/kWhEnergy + O&MTax shieldNet cash flowCumulative
0Initial cash outflow₹-1.58 Cr₹-1.58 Cr
118,92,1609₹1.07 Cr₹0₹44.37 L₹-1.14 Cr
218,78,9159.36₹1.06 Cr₹0₹48.80 L₹-64.78 L
318,65,7629.73₹1.05 Cr₹0₹53.34 L₹-11.44 L
418,52,70210.12₹1.05 Cr₹0₹58.02 L₹46.58 L
518,39,73310.53₹1.04 Cr₹0₹62.83 L₹1.09 Cr
618,26,85510.95₹1.03 Cr₹0₹67.77 L₹1.77 Cr
718,14,06711.39₹1.02 Cr₹0₹72.86 L₹2.50 Cr
818,01,36911.84₹1.02 Cr₹0₹78.10 L₹3.28 Cr
917,88,75912.32₹1.01 Cr₹0₹83.48 L₹4.12 Cr
1017,76,23812.81₹1.00 Cr₹0₹89.02 L₹5.01 Cr
1117,63,80413.32₹99.65 L₹0₹94.73 L₹5.95 Cr
1217,51,45713.86₹98.96 L₹0₹1.01 Cr₹6.96 Cr
1317,39,19714.41₹98.26 L₹0₹1.07 Cr₹8.03 Cr
1417,27,02314.99₹97.58 L₹0₹1.13 Cr₹9.15 Cr
1517,14,93415.59₹96.89 L₹0₹1.19 Cr₹10.35 Cr
1617,02,92916.21₹96.22 L₹0₹1.26 Cr₹11.61 Cr
1716,91,00916.86₹95.54 L₹0₹1.33 Cr₹12.93 Cr
1816,79,17217.53₹94.87 L₹0₹1.40 Cr₹14.33 Cr
1916,67,41718.23₹94.21 L₹0₹1.47 Cr₹15.80 Cr
2016,55,74518.96₹93.55 L₹0₹1.54 Cr₹17.34 Cr
2116,44,15519.72₹92.89 L₹0₹1.62 Cr₹18.96 Cr
2216,32,64620.51₹92.24 L₹0₹1.70 Cr₹20.66 Cr
2316,21,21821.33₹91.60 L₹0₹1.78 Cr₹22.44 Cr
2416,09,86922.18₹90.96 L₹0₹1.86 Cr₹24.30 Cr
2515,98,60023.07₹90.32 L₹0₹1.95 Cr₹26.25 Cr
2615,87,41023.99₹89.69 L₹0₹2.04 Cr₹28.29 Cr
2715,76,29824.95₹89.06 L₹0₹2.13 Cr₹30.42 Cr

Animated PPA Academy & best-fit finder →Read the full guide to Captive, Group Captive and Open Access solar →

PPA routes

Rooftop OPEX vs Group Captive vs Open Access

Same facility, three ways to buy solar power on a PPA. Demand 1,66,667 kWh/month, load 1,350 kW.

Combined consumption: 1,66,667 kWh/month → required solar capacity 1,389 kWp

Rooftop OPEX PPA

₹6.75/kWh

landed vs grid ₹9.00

Plant capacity
800 kWp
Demand covered
58%
PPA tenure
7 yrs + free handover
Upfront outflow
₹18.00 L
Landed cost (Yr 1)
₹6.75/kWh
Saving vs grid
₹2.25/kWh (25%)
Consultancy fee
₹0.50/kWh + GST
Monthly fee (incl. GST)
₹57,427
Year 1 net saving
₹18.40 L
27-yr net saving
₹24.77 Cr
NPV
₹5.48 Cr
Best 27-yr saving

Group Captive Solar PPA

₹5.65/kWh

landed vs grid ₹9.00

Plant capacity
1,350 kWp
Demand covered
95%
PPA tenure
25 years
Upfront outflow
₹1.58 Cr
Landed cost (Yr 1)
₹5.65/kWh
Saving vs grid
₹3.35/kWh (37%)
Consultancy fee
₹0.50/kWh + GST
Monthly fee (incl. GST)
₹96,908
Year 1 net saving
₹44.37 L
27-yr net saving
₹30.42 Cr
NPV
₹6.36 Cr

• Equity is not assumed refundable; dividends and exit value excluded. Aggregate SPV tests must be verified annually.

Third-Party Open Access PPA

₹7.11/kWh

landed vs grid ₹9.00

Plant capacity
1,350 kWp
Demand covered
95%
PPA tenure
25 years
Upfront outflow
₹0
Landed cost (Yr 1)
₹7.11/kWh
Saving vs grid
₹1.89/kWh (21%)
Consultancy fee
₹0.50/kWh + GST
Monthly fee (incl. GST)
₹96,908
Year 1 net saving
₹25.06 L
27-yr net saving
₹27.23 Cr
NPV
₹6.25 Cr
Landed cost build-up (₹/kWh)Rooftop OPEX PPAGroup Captive Solar PPAThird-Party Open Access PPA
Generator / PPA tariff₹6.75₹4.56₹3.80
Transmission loss gross-up₹0.00₹0.19₹0.16
Wheeling charge₹0.00₹0.45₹0.45
STU / transmission charge₹0.00₹0.35₹0.35
Other OA (SLDC, banking)₹0.00₹0.10₹0.10
Cross-subsidy surcharge₹0.00Exempt₹1.50
Additional surcharge₹0.00Exempt₹0.75
Landed cost₹6.75₹5.65₹7.11
SiteYour own rooftop (behind the meter)Off-site solar park, power wheeled via gridOff-site solar park, power wheeled via grid
UpfrontZero capex; 5% refundable deposit26% of total plant investment (SPV equity)Zero; payment security (LC / BG)
TariffGrid tariff less 25–30% discountFixed generator tariff + wheeling & lossesGenerator tariff + all open access charges
Regulatory chargesNone — no wheeling, CSS or ASCSS & AS exempt if captive rules metWheeling, losses, CSS and AS payable
Tenure5–7 years, plant handed over free25 years; shares bought back at exit25 years, no plant ownership
ContractsPPA + rooftop licencePPA + Share Subscription & Shareholders' AgreementBilateral PPA + wheeling & banking agreement
ConstraintRoof area (~100 sq ft per kWp)≥26% ownership, ≥51% consumption yearlyGreen OA ≥100 kW (state rules apply)

Open access charges are editable in the assumptions above and vary by state; verify with the DISCOM/SLDC before signing.

Request a site-specific assessment

Share your details and, if you like, your latest electricity bill. Our team will assess the procurement options for your facility. Your advisor will contact you within 24 hours. Figures are indicative.

  • Site and load assessment
  • State-specific open-access review
  • Tax and commercial diligence
  • Procurement recommendation
Saksham Powergen India · 13th Floor, Embassy 247 Park, HCC, LBS Road, Vikhroli West, Mumbai 400079
Indicative estimates. Site, tax and state-specific regulatory diligence required.
CallWhatsAppProposal